A Friendly & Expert Title Company
Get in touch with one of our title producers today!
A Friendly & Expert Title Company
Get in touch with one of our title producers today!
Our Services
What we do:
- To convey a property from a seller to a buyer, or encumber a property with a new mortgage, Bright Title and Settlement Services, LLC provides escrow and settlement services as a neutral third party to the transaction. Bright Title and Settlement Services, LLC acts upon the instructions of the principals and may be requested to coordinate key tasks such as:
- Deposit and disburse funds
- Process and coordinate the flow of documents and funds
- Keep all parties informed of progress to the escrow
- Respond to the lender’s requirements
- Coordinate the signing of loan/closing documents
- Prorate and adjust insurance, taxes, rents, etc.
- Record the deed and loan documents
- Prepares a final statement outlining funds received and to be disbursed in the transaction
What is Title Insurance?
- Owning your property free and clear involves more than having a deed in hand. A deed does not cancel certain prior “rights” and “claims” other people may have to your property – rights whose existence you never suspected; claims that may go back in time months or decades to the earliest owners of your newly acquired property.
“What protection,” you may ask, “do I have against such claims? How can I be sure my property is really mine?” The answer to both of those questions is real estate ownership insurance, commonly known as title insurance.
Title insurance is an insured statement of the condition of your “title” or ownership rights to a certain piece of property. An owner's title insurance policy describes your property in detail and states what limitations, if any, there are to your ownership. (For example, you may take ownership subject to existing liens or encumbrances. Or you may not own mineral rights. Or easements may have been granted to utility companies or adjacent property owners.)
Most importantly, an owner's title insurance policy guarantees that the property you are purchasing is free of undisclosed liens, confusion in the rights of ownership, and other clouds on the title. In short, it guarantees that you own the property for which you bargained.
A low, one-time premium is all you pay to obtain the protection and peace of mind of a title insurance policy. So long as ownership remains in your name or that of your heirs, there is no additional cost. The policy is issued in an amount equal to the purchase price you pay. Of course, the greater the coverage given, the higher the premium.
Reliable Service
- Bright Title and Settlement Services, LLC writes title insurance through several underwriters. Our escrow accounts are frequently audited to ensure that our policies and procedures are compliant with the most current Federal and State regulations. Bright Title and Settlement Services, LLC has never failed an audit.
Our Team
Samuel Greenfeld
Arlette Bright, Esquire
Arlette Bright, Esquire
- Sam Greenfeld is one of the Owner’s and Title Producer at Bright Title and Settlement Services, LLC. He graduated from Salisbury University in May 2010 with a Bachelor of Science Degree in Finance. Sam was previously the Director of Operations at The Law Offices of Arlette Bright, P.C. for 5 years, before starting Bright Title and Settl
- Sam Greenfeld is one of the Owner’s and Title Producer at Bright Title and Settlement Services, LLC. He graduated from Salisbury University in May 2010 with a Bachelor of Science Degree in Finance. Sam was previously the Director of Operations at The Law Offices of Arlette Bright, P.C. for 5 years, before starting Bright Title and Settlement Services, LLC to focus primarily on Commercial and Residential Real Estate Settlements.
- Sam enjoys working in this field because he likes the opportunity to grow along with company as well as help the clients with their settlement needs.
Arlette Bright, Esquire
Arlette Bright, Esquire
Arlette Bright, Esquire
Arlette Bright is one of the Owners of Bright Title and Settlement Services. Arlette is the in house attorney for Bright Title and Settlement Services, LLC.